Thursday, July 26, 2012
Question and Answer Time- the Debt Collectors, Redux
Q: Your recent posts on debt collectors is just wrong! You know they are all out to screw people, and yet you gave them not only your daughter's and son's names, but their friends' names. That's illegal! I hope she sues you, you b@#$%.
A: The ball of the burden of proof is in your court on that one! It is not illegal to cooperate with the location of an individual in the process of a debt collection agency trying to collect a debt. She owes them money, lots of it. She either needs to pay up, or she needs to declare bankruptcy; in any event, she listed the Mister's cell phone number as recently as this year on forms. As she hasn't spoken to us in over six years, don't you think it's at least unethical to list either of us as a reference or contact? We get calls all the time for both Lulubelle and Sonny from their creditors, and we get calls from various companies claiming we've bought stuff on time from them despite having our credit reports frozen and tagged. This happened as recently as last week.
If you are one of my adult daughter's friends, perhaps you should think twice about that close contact with her. Maybe you should advise her to work out a debt payment plan with her creditors. Maybe you could suggest she get a job commensurate with her education and skills, the education and skills she chose, so she can make more money and pay her bills. We offered her and her present husband Dave Ramsey's Financial Peace University classes. She never replied, except to be nasty. Maybe your efforts should be to remind her that, despite her recent status as a Christian, Christians are expected not to steal anything, or covet either, even from their parents.